Resicom Financials product range is vast. Specialising in a range of diverse loan types for an array of individual clients. Whether you are a first home buyer, a property investor or just simply wanting to refinance, Resicom Financial will have a loan to fit your circumstance.

What about flexibility?

With Resicom Financial you can choose to have a variable rate with the option to split the loan with a fixed rate that can be locked in for 1-5 or even up to a huge 10 years. If this doesn’t suit, you can place the whole loan on a fixed rate. Our loan terms can even be up to a massive 40 years. All boast the ability to pay extra, redraw online and personalised customer service. To add to Resicom Financials already flexible products, what about an Offset account linked to your home loan? This account will attract no ongoing fees and is available on most of our products.

At Resicom Financial we know that your home loan is one of the biggest factors and investments to manage in your life, so we want to make that as easy as we can for you. Our repayment options seem endless with the ability to pay weekly, fortnightly, twice monthly and monthly. We also accept BPay payments and salary crediting. On most of our products you can even have a free debit card to use daily.

What about a Line of Credit and Offset Account Facilities?

Yes, the large majority of our products have the ability to be a line of credit facility as well. Investors and owner occupiers alike can even access up to 10 years interest only on a normal 30 year home loan. You don’t miss out on anything. With Resicom Financial some of our products even have offset accounts available and without the fees that can come with some other offset accounts. You will even obtain a VISA Debit card linked to the offset account for your convenience.

What can’t you do with Resicom?

With so many options you may feel overwhelmed, but there is no need to stress as our friendly consultants can do all the hard work for you and help you pin point the correct product for your unique situation. Our service to you extends past normal working hours. For your convenience we are available for your queries from 8am to 6pm Monday through Friday.



Full Doc Home Loans

Designed for the majority of borrowers who are able to show proof of their income. This product suits everybody from first home buying couples who want to borrow up to 90% (Plus Mortgage Insurance Fee) of the value of their new home through to investors who want to access their equity or who are just looking for a low cost, fully optional home loan account. On our Full Financial Loans we can lend up to a huge $3 million - on our Uninsured Loans.

Low Doc Home Loans

Are you self employed? Struggling to obtain finance as your tax returns haven’t been done as yet, or you don't want to bother digging them up and having them used for the loan? Resicom Financials low doc loans may just solve your problem. Our low doc loans allow you to declare an income that represents your true income. With maximum loan amounts of up to $3 million, Resicom Financials low doc products are sure to fit all borrowers needs. This will allow you to buy the home of your dreams, or refinance to save you money! Our low doc loans allow you to borrow up to 80% of your properties value, with out the hassles that you may get elsewhere.

For these types of loans, call the office straight away to discuss with one of our friendly consultants.

But what if I have Bad Credit? Or I need a second mortgage or caveat finance?

Resicom Financial is part of the Resicom Group. Resicom Financial is a mortgage manager focused in the residential and commercial home loan market. Resicom Financial offers market leading interest rates along with exceptional service.

Resicom Capital is the brokerage side of the Resicom Group business. Click the below link for more info on how Resicom Capital can help you!

Bad Credit, Specialised Lending, Development or simply need to use another lender - CLICK HERE

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