Resicom Financials product range is vast. Specialising in a range of diverse loan types for an array of individual clients. Whether you are a first home buyer, a property investor or just simply wanting to refinance, Resicom Financial will have a loan to fit your circumstance.

What about flexibility?

With Resicom Financial you can choose to have a variable rate with the option to split the loan with a fixed rate that can be locked in for 1-5 or even up to a huge 10 years. If this doesn’t suit, you can place the whole loan on a fixed rate. Our loan terms can even be up to a massive 40 years. All boast the ability to pay extra, redraw online and personalised customer service. To add to Resicom Financials already flexible products, what about an Offset account linked to your home loan? This account will attract no ongoing fees and is available on most of our products.

At Resicom Financial we know that your home loan is one of the biggest factors and investments to manage in your life, so we want to make that as easy as we can for you. Our repayment options seem endless with the ability to pay weekly, fortnightly, twice monthly and monthly. We also accept BPay payments and salary crediting. On most of our products you can even have a free debit card to use daily.

What about a Line of Credit and Offset Account Facilities?

Yes, the large majority of our products have the ability to be a line of credit facility as well. Investors and owner occupiers alike can even access up to 10 years interest only on a normal 30 year home loan. You don’t miss out on anything. With Resicom Financial some of our products even have offset accounts available and without the fees that can come with some other offset accounts. You will even obtain a VISA Debit card linked to the offset account for your convenience.

What can’t you do with Resicom?

With so many options you may feel overwhelmed, but there is no need to stress as our friendly consultants can do all the hard work for you and help you pin point the correct product for your unique situation. Our service to you extends past normal working hours. For your convenience we are available for your queries from 8am to 6pm Monday through Friday.



Full Doc Home Loans

Designed for the majority of borrowers who are able to show proof of their income. This product suits everybody from first home buying couples who want to borrow up to 90% (Plus Mortgage Insurance Fee) of the value of their new home through to investors who want to access their equity or who are just looking for a low cost, fully optional home loan account. On our Full Financial Loans we can lend up to a huge $3 million - on our Uninsured Loans.

Low Doc Home Loans

Are you self employed? Struggling to obtain finance as your tax returns haven’t been done as yet, or you don't want to bother digging them up and having them used for the loan? Resicom Financials Low Doc loans may just solve your problem. Our Low Doc loans allow you to declare an income that represents your true income. With maximum loan amounts of up to $3 million, Resicom Financials Low Doc products are sure to fit all borrowers needs. This will allow you to buy the home of your dreams, or refinance to save you money! Our Low Doc loans allow you to borrow up to 85% of your properties value, with out the hassles that you may get elsewhere.

Quick Lend Home Loans

No financials are required for this type of loan! It’s a very quick and easy mortgage solution. Not only do you need to not prove or even declare your income, you don’t even need to disclose what you own or owe. This is a great loan for those with lots of equity and not much time to fill in applications, or who don’t feel comfortable disclosing everything. All of these loans must be for Business or Investment use only and we can normally obtain funding up to 66% of your properties value.

Bad Credit Home Loans

If you have a default or two, had some time off work and fell behind in your mortgage repayments, Resicom Financial may be able to help. Our Bad Credit home loans suit our Full Financial, Low Doc and even our Quick Lend clients. With loans up to 85% of the properties value you will be in good hands. Resicom Financial understands that it isn’t easy to stay in control and on top of debts at all times, that is why with our Bad Credit loans we try and help you regain control. You don’t lose the features that you want with a normal home loan. You can still pay extra, still redraw and can still call us direct for any thing you need. Give us a call and see if we can help get you back on track.

Specialised Loans - Caveats , Second & Third Mortgages , Development Loans

At Resicom Financial we are experts at lending with caveats and second mortgages to help provide the instant funds some investors and home owners require. We have funding available for caveat and second mortgage lending up to 85% of your properties value. As long as there is a strong strategy for you repaying the money and as long as the use of the money is for business or investment purposes we will set the right short term loan for you. Bad Credit isn't a problem, nor is Low Doc lending for our caveats and second mortgages. Our funders are willing to look at every deal on it merits.

Resicom Financial can also arrange construction and development finance to suit an array of scenarios. Whether it is a construction of three townhouses right through to multi-million dollar large scale developments Resicom Financial has the ability to obtain the funding you need and easily. With Resicom Financial, development doesn't have to be a hassle. Our development funders even allow for bad credit and low doc borrowers as well.

For these types of loans, call the office straight away to discuss with one of our friendly consultants.


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