Resicom Financials commercial products are just as flexible and well designed as its residential loans. Whether you are an investor wanting to refinance to access the equity out of your commercial property or are a self employed labourer wanting your own factory, we will have the product to suit.

Our commercial loan terms are close to the longest in the Australian market, with a loan term available for 20 years with up to 5 years interest only, you will be able to set and forget your loan. You will no longer have to worry about revaluations, roll over fees or the possibility of not being able to renew.

Our commercial products are for investors and owner occupied business alike. All have the ability for you to pay extra, redraw your money online and still have personalised customer service. As always there is no need to stress as our friendly consultants can do all the hard work for you.

Is your commercial property a bit specialised? Not a problem, Resicom Financials commercial products allow for Specialised Security properties. Anything from display homes, student accommodation and petrol stations through to developer take out financing of up to 12 units on the one title. Resicom Financials products are very comprehensive and ensure that we are the one stop shop for all your commercial financing.

What about Debtor and Inventory financing, call us now to speak with our specialist consultants, see how you can access better cash flow for your business now!

Our service to you extends past normal working hours. For your benefit we are available for your queries from 8am to 6pm Monday through Friday.



Full Doc Commercial Loans

If you are able to afford your loan based on the lease on the commercial property and/or are able to show your income via your tax returns or pay slips then our Full Doc Commercial loan is for you. With the ability to borrow up to $5 million dollars, with lending ratios up to 70% of the properties value, what more could you want?

Low Doc Commercial Loans

Do your tax returns or your lease not completely satisfy the lenders requirements? Are you self employed? Then the Resicom Low Doc Commercial loan is for you. You don’t miss out on any of our great features, like ability to pay extra, redraw, or no ongoing fees (funder dependant). You will simply need to self declare your income instead of providing all the paper work. This enables you to get the loan you want, access your money and move on to do what you do best and run your business. With lending available for loans up to $3 million and with the ability to lend up to 70% of your properties worth, Resicom will secure the right loan for you.

Specialised Commercial Loans - Caveats , Second Mortgages , Development

At Resicom Financial we are experts at lending with caveats and second mortgages to help provide the instant funds some commercial investors require from time to time. We have funding available for caveat and second mortgage lending up to 80% of your commercial properties value. As long as there is a strong strategy for you repaying the money and as long as the use of the money is for business or investment purposes we will set the right short term loan for you. Some of our borrowers have needed money to clean up a property before a sale, ensuring they obtain the best sale price possible, others just need to pay out a bad debt or creditor immediately. What ever the reason a Resicom Specialised loan may be just what you need. Bad Credit isn't a problem, nor is Low Doc lending for our caveats and second mortgages. Our funders are willing to look at every deal on it merits.

Resicom Financial can also arrange construction and development finance to suit an array of scenarios. Whether it is a construction of a new warehouse or strip of shops, Resicom Financial has the ability to obtain the funding you need and easily. With Resicom Financial, development doesn't have to be a hassle. Our development funders even allow for bad credit and low doc borrowers as well.

Return to top